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Life Insurance and the Muslims
Author :
Aleem Khan Falaki
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Main Pages
Title
Back Cover
Book Details
Dedication
Quotable Quote
Table of Content
Foreword
Chapters
What is life insurance?
Peace of Mind – Satisfaction
Islamic ruling concerning Insurance
Insurance – in simple words
Scholars in favour of life insurance
Islami Fiqh Academy (Al Majma Al Fiqh Al Islami)
The Milli Gazette
Jamia Nizamia, Hyderabad
Nadwat ul Ulema, Lucknow
Mr. Adil Salahi’s views on Insurance
Dr. Mohammad Al Awwa’s views on insurance
Dr. M. Haitham Al Khayyal
Scholars against life insurance
Syed Ahmed Urooj Qadri Rahimahullah
Sheikh Al Azher, Egypt
Sheikh Mohammad Saleh Al Munajid and Sheikh Faisal Mawlawi of Saudi Arabia
Muslim Economics and Finance Institutions, Takaful companies
Arab website
Clarifications
The mechanism of life insurance
Premium calculation
How to measure the losses
What is a Risk and Law of Large Numbers?
Why the premium is so high compared to America or Europe?
Important terminology used in the insurance
Benefits of buying life insurance
Individual Policies
Group insurance schemes
How Muslim organisations can benefit the Ummah
Insurance vs Other savings
Sufferings due to not buying insurance
Anti-Muslim riots – the biggest hazard
A case study of Gujarat Riots
Mosque bombs
Indian TV media inflaming the hatred
NRIs (Non-Resident Indians) of the Gulf
Dowry (Jahez)
Group insurance is not enforceable by the Government
History of insurance in Islam
Dr. Mohammad Hameedullah (1908-2002)
Tuan Haji Mohd. Fadzil Yousuf, Malaysia
guiding factors from the life of the Prophet Mohammad
Six stages of classification of Insurance
Misconceptions about life insurance
It is against Allah’s will
It determines the price of life
It is against Tawakkul
It is Gharar (uncertainty)
It is not in the Quran or Ahadith
It is against Meeras and Wasiyat
It is Riba (interest)
Is the insurance based on Riba (interest or usury)?
Dr. M. Najatullah Siddiqui on Insurance and Riba
Prohibition of Riba in Quran
Prohibition of Interest in Ahadith
Exchange of similar commodities too is usury
The Prophet did not clarify the question of Riba
Riba and Darul Harb – Jamia Nizamia’s historic Fatwa
Riba – definition and conditions
Darul Harb – Definition
Riba and Darul Harb – Maulana Manazir Ahsan Geelani
Serious challenges to the Shariah experts
It is Gambling
Reasons behind the misconceptions
The insurance profit is different from the bank interest
Everything which comes from the West is Haraam
The history of the Muslims distancing themselves from the government
Old Fiqh cannot be a guide for contemporary issues
Vague literature on the insurance issue
“IF, BUT, CAN and SHOULD” philosophy
There is no spirit of “IJTEHAAD” and “Ijma’” (consensus)
Habit of raising baseless objections and unnecessary questions
Takaful (Islamic concept of insurance)
Main difference between Takaful and Insurance
Why Takaful is not popular?
Insurance and Takaful - a comparison
Advantages of Takaful over the conventional insurance
Drawbacks of both the insurance systems
Drawbacks of Takaful
The End
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Popular Articles
Dr. Mohammad Hameedullah
IF, BUT, CAN and SHOULD philosophy
The Milli Gazette
Reasons behind the misconceptions
Scholars against life insurance
Prohibition of Interest in Ahadith
History of insurance in Islam
It is Gharar (uncertainty)
A case study of Gujarat Riots
Nadwat ul Ulema - Lucknow
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The End
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What is life insurance?
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